Life Insurance, for FREE?!

Stupid Carrier Tricks ™ are a virtual staple here at IB, so when a carrier actually does something right, it’s only fair to recognize that, as well: “MassMutual…is introducing the program, which provides $50,000 in free life insurance for eligible parents and legal guardians, in the Sarasota, Fla., area.” Apparently, MM introduced LifeBridge about 4 years ago, in an effort to help “the working poor” with life insurance protection. Eligible families can opt to insure either Mom or Dad (but not both), with $50,000 of term life insurance, at no cost. I like the fact that, to qualify, both parents must be permanent, legal residents of the US. They must also be working, and bringing home between $10k to $40k a year. Another unique aspect of the plan is that it doesn’t pay a benefit to the...

Read More

Insurance News - Thursday, February 21, 2013

Here are the leading auto insurance headlines from ONTARIO AUTO INSURANCE TOPICS ON TWITTER for Thursday, February 21, 2013:Another blog post on usage-based insurance: Auto insurers bank on Big Data to drive new business.How insurers thrive in an era of ‘stable instability.’ Hey it's not just the Ontario NDP. Florida Senate Leader to Insurers: Where Are Savings from PIP Reforms?Florida apologizes to Canadians for driver’s licence mix-up, seems we do speak English. But the law is still in force so what happens to Canadian drivers that get into accidents?NDP reiterate their pre-throne speech demands for lowering auto insurance rates, closing tax loopholes and a 5-day home care guarantee.Economical Insurance reports 2012 net income of $152.7 million, compared to $91.0 million in 2011, increase...

Read More

Finally, A Sensible Cost Of Living Study - An Important Posting

This is a reposting from October 2009 of what is still quite a relevant piece. Enjoy.(click on image to enlarge)There have been many cost of living studies which somehow does not get it quite right. In many cases, it is skewed towards the expatriate lifestyle. The flamboyant CLSA has come up with a highly interesting piece on Asian living standards, with comparisons as well to US, UK and Australia. The basket of 27 items were well selected as reflective of a middle class lifestyle maintenance. It also looked into the currency effects, which will give a true purchasing power parity comparison.The items selected:1) Nokia 36002) Mobile phone monthly...

Read More

Know Your Rights, Don't Waste Your Vote

...

Read More

10 Best Ways Of Increasing Your Intelligence

The amazing fact about the brain is that no matter how smart or how old you are, you can always increase your intelligence. First, what exactly is intelligence? Intelligence can be defined as the capacity for learning, reasoning, and understanding. It can also be defined as the aptitude one has in grasping truths, facts, and meanings. Or, it can be summed up as the entire faculty of understanding. Some people are just naturally more intelligent than others, however, there are certain things anyone can do to increase their intelligence. Want to be smarter? Here’s 10 things you can do: #1  Experience New Things       ...

Read More

Insurance News - Wednesday, February 20, 2013

Here are the leading auto insurance headlines from ONTARIO AUTO INSURANCE TOPICS ON TWITTER for Wednesday, February 20, 2013:State Farm sues Assessment Direct Inc. for $11 million over false and fraudulent documentation.7 US states now allow digital proof of insurance instead of a pink slip. When will Ontario and the rest of Canada? SMA survey shows 70% of U.S. auto insurers plan some form of usage-based insurance.From the Ontario Throne Speech: implement the recommendations of the Auto Insurance Anti-Fraud Task Force and work to reduce insurance rates across Ontario; improve rural roads and bridges, suburban transit, and solve gridlock that threatens to cripple the GTA and Hamilton; and restrain program spending to reduce Ontario's debt-to-GDP ratio to 27%, while eliminating the deficit...

Read More

My Real Menteri Besar

Since I am from Ipoh, he is my real Menteri Besar....

Read More