Thursday, May 31, 2012

Why Men Are Rarely Depressed

     Men Are Just Happier People -- What do you expect from such simplecreatures? Your last name stays put. The garage is all yours. Wedding plans take care of themselves. Chocolate is just another snack... You can be President. You can never be pregnant. You can wear a white T-shirt to a water park. You can wear NO shirt to a water park. Car mechanics tell you the truth. The world is your urinal. You never have to drive to another gas station restroom because this one is just too icky. You don't have to stop and think of which way to turn a nut on a bolt. Same work, more pay.Wrinkles...

Girlfriends' Request List ...

Guys can laugh at this, or think quietly to themselves "yeah, maybe in the first 3 months ..."But seriously, if you find one who complete you, these are a cinch ... if you are with someone who is not the love of your life, its a chore after a while ...Ladies, if you find a guy who keeps finding it harder and harder to "share/give" these things to you, he's not the right person for you ...

Standing Committee on General Government Auto Insurance Hearings - Day 1

The following are summaries of presentations made on Monday, May 28, 2012.Auto Insurance Anti-Fraud Task ForceFred Gorbet - Chair of the Steering Committee, In his presentation Mr. Gorbet laid out the structure of the task force, described the highlights of the interim report that was released last December and provided a brief update on our timetable for completion of the mandate that they have been given.There is a working group on prevention, detection, intervention and enforcement, there is a working group on regulatory practices and there is a working group on consumer engagement and education. Each of these working groups is chaired by a senior public servant and has representatives from stakeholder groups as well as from government departments. In choosing the membership of the working...

Psychology Of Fraud: Why Good People Do Bad Things

From a National Public Radio broadcast by Chana Joffe-Walt and Alix SpiegelEnron, Worldcom, Bernie Madoff, the subprime mortgage crisis. Over the past decade or so, news stories about unethical behavior have been a regular feature on TV, a long, discouraging parade of misdeeds marching across our screens. And in the face of these scandals, psychologists and economists have been slowly reworking how they think about the cause of unethical behavior. In general, when we think about bad behavior, we think about it being tied to character: Bad people do bad things. But that model, researchers say, is profoundly inadequate.What causes unethical behavior? — has been getting a fair amount of attention from researchers recently, particularly those interested...

Wednesday, May 30, 2012

Brainless Patriotism

Proton is the price we pay for brainless patriotism by Koon Yew Yin The founding of Proton National Bhd in 1983 was a big expensive mistake to begin with. Billions of ringgit from taxpayers have been lost in the process. The haemorrhage could not be stanched until only recently when Khazanah Nasional Berhad sold off its 43 percent stake in Proton to DRB-Hicom a few months ago. Malaysians have been wondering – is this finally an end to the unhappy saga of the government’s foray into the production of a so-called ‘national car’ or will the burden on taxpayers and car owners be continued in other new ways? A revisit of this white...

Tuesday, May 29, 2012

How To Talk Like An Analyst or Sales Trader

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Can-One Vindicated

I usually do not refer back to my previous postings even when its "right". Just look at the financials of their latest quarterly. Naturally, the contribution from Kian Joo served as a huge fillip to their bottom line. No matter how you cut it, its still 59 sen EPS per quarter. So technically, ONE TIME P.E.R.??? Of course you have too look at the liabilities jump from having to purchase, just over RM300m. Gawd, they made RM90m in one quarter, they probably can cover the entire liability in a year.Even if you take out Kian Joo, Can-One's own operations did spectacularly well too. They posted RM12m profit, last year same quarter was RM4.5m. Are we convinced?http://malaysiafinance.blogspot.com/2012/01/sure-can-one.html http://malaysiafinance.blogspot.com/2012/01/kian-joo-and-can-one.html http://malaysiafinance.blogspot.com/2012/01/can-one-from-wilderness-to-top-of-pack.html...

Funny Ad

Apparently, this commercial is very funny in Hokki...

Living The Life We Want (Revisited)

A special person shared with me last week about attending a talk by a 'wise person', and that it is important to "learn how to let go". To let go of our bad memories, failures, unproductive ways, etc... To which I replied that "we always hold onto people who don't love us or people who hate us or people who make us mad or people who take us for granted ... we also care too little for the people who love us unconditionally, the people who adore us, the ones who still stick around in spite of all your shortcomings". Such wasted priorities. Live the life we want, don't resign to fate, don't waste it waiting for those who never intend to turn up, don't waste it on bad memories of those who wronged us, don't dwell on regrets and failures ...I think this might be an advertising thing, but magnificently...

Monday, May 28, 2012

Insurance News - Monday, May 28, 2012

Quality of Website Can Make or Break Auto Insurance SaleA good customer website experience can lead to increased sales and recommendations for auto insurers, but a poor website experience can drive consumers away, says a J.D. Power study.The Westlake Village, Calif.-based information-services company released its 2012 Insurance Website Evaluation Study yesterday, which indicates that with 34 percent of auto-insurance consumers preferring to shop online, the website experience “impacts the likelihood to shop and recommend the insurer” to others.According to the study, of consumers who said they were “delighted” with their website experience, 63...

Sunday, May 27, 2012

Its Monday .......

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My Choice For The Next PM of My Country

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Saturday, May 26, 2012

The Debasement Of Major Currencies

Since the global economy largely went off the Bretton Woods system where gold deposits was secured by issuance of currency, we have not encountered such a drastic debasement of major currencies. Basically when a country prints their own currency without "significant backing or financial reserves", you are assuming the rest of the world are idiots. If Malaysia tries to do that, nobody will accept the ringgit at 3.0 vs the USD, it becomes monopoly money.However, the USD is a reserve currency, closely followed by the Euro and the British pound. Its OK to print as long as the central bank also "withdraws" the money from circulation later on. Do you...

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